:root{--navy:#0f2a4a;--ink:#1b2430;--sub:#5b6676;--line:#e4e8ee;--soft:#f4f7fb;--accent:#ff8a00;--accent2:#ffb020;--mint:#14b8a6}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Noto Sans KR',system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.8;word-break:keep-all;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{max-width:1000px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}
.hd{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:8px;font-weight:900;font-size:20px;color:var(--navy)}
.logo b{color:var(--accent)}
header nav{display:flex;gap:18px;align-items:center;font-weight:500;font-size:15px}
header nav a:hover{color:var(--accent)}
header nav .cta{background:var(--accent);color:#fff;padding:8px 16px;border-radius:999px;font-weight:700}
header nav .cta:hover{color:#fff;background:#f07d00}
.art{padding:40px 20px 80px}
.crumb{font-size:14px;color:var(--sub);margin-bottom:16px}
.crumb a:hover{color:var(--accent)}
.art h1{font-size:clamp(26px,4vw,38px);line-height:1.35;color:var(--navy);font-weight:900;letter-spacing:-.02em}
.meta{color:var(--sub);margin:12px 0 30px;font-size:15px}
article{max-width:760px;font-size:17px}
article .lead-q{background:var(--soft);border-left:5px solid var(--accent);padding:20px 22px;border-radius:12px;margin-bottom:30px}
article h2{font-size:23px;color:var(--navy);margin:38px 0 12px;padding-left:12px;border-left:5px solid var(--accent2);line-height:1.4}
article p{margin:10px 0}
article ul{margin:10px 0 10px 4px;list-style:none}
article li{position:relative;padding-left:22px;margin:7px 0}
article li:before{content:"";position:absolute;left:4px;top:.75em;width:8px;height:8px;border-radius:50%;background:var(--mint)}
article b{color:var(--navy)}
.cta-box{margin:50px 0;background:var(--navy);color:#fff;border-radius:20px;padding:32px}
.cta-box h2{font-size:22px;line-height:1.4}
.cta-box p{opacity:.85;margin:8px 0 20px}
.btns{display:flex;gap:10px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;padding:13px 22px;border-radius:999px;font-weight:700;background:var(--accent);color:#fff}
.btn:hover{background:#f07d00}
.btn.line{background:transparent;border:2px solid rgba(255,255,255,.45)}
.rel-h{font-size:22px;color:var(--navy);margin-bottom:16px}
.ggrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.gcard{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff;transition:.2s}
.gcard:hover{box-shadow:0 10px 30px rgba(15,42,74,.1);transform:translateY(-3px);border-color:transparent}
.gtag{align-self:flex-start;font-size:12px;font-weight:700;color:var(--accent);background:#fff3e3;padding:3px 10px;border-radius:999px}
.gcard h3{font-size:17px;color:var(--navy);margin:10px 0 6px;line-height:1.45}
.gcard p{font-size:14px;color:var(--sub);flex:1;line-height:1.6}
.gcard .more{margin-top:12px;font-size:14px;font-weight:700;color:var(--accent)}
footer{background:#0a1d33;color:rgba(255,255,255,.65);padding:36px 0 110px;font-size:14px}
footer p{margin:6px 0}
footer b{color:#fff}
.bar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.08)}
.bar .wrap{display:flex;align-items:center;gap:12px;height:68px}
.bar .msg{flex:1;font-size:15px}
.bar .t{font-weight:900;color:var(--navy);white-space:nowrap}
.bar .btn{padding:11px 20px}
@media(max-width:820px){.ggrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){
  .wrap{padding:0 16px}.art{padding:28px 16px 70px}
  header nav a:not(.cta):first-child{display:none}
  .ggrid{grid-template-columns:1fr}
  article{font-size:16px}
  .cta-box{padding:24px}
  .bar .msg{display:none}.bar .wrap{justify-content:space-between}.bar .btn{flex:1;justify-content:center}
}